Home Loans

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How can I use my super to buy a house?

March 21, 2024

Can you use super to buy a house? Yes, it is possible to use your superannuation to buy a house, however, it needs careful navigation. If you’re a first-time homebuyer who has made additional contributions to your super, you may be eligible to access your super for a home purchase through the First Home Super…

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Annual home loan health checks are essential.

December 12, 2023

Much the same as your annual check-up at the dentist, full service on your car, or spring cleaning. Annual reviews of your finances or home loan health checks are essential! Australians are some of the most heavily indebted households in the world, primarily due to the size of our home loans. This means that a…

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Increase your borrowing capacity ahead of a loan application.

November 10, 2022

As interest rates rise, we’re finding that for the first time in a long time, people are often struggling to borrow the amount that they need to settle on purchases. When you’ve spoken with us in the past, we might have given you a few of the below tips to help increase your borrowing capacity,…

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5 cost effective ways to renovate an apartment.

April 26, 2022

If you are willing to pitch in and spend some time it can be significantly cheaper to renovate an existing property than to buy something that has had work done by someone else. It is important to tackle the things that really date the house first and will make your life more comfortable. This includes…

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6 Reasons why First Home buyers should buy older units. 

March 24, 2022

Older units are very often cheaper than buying a modern unit in a high-rise building. While investors and downsizers demand new buildings with all the mod cons, this drives the prices in these buildings up. As a first home buyer, you can get a better deal and stretch your budget further with an older building.  …

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10 Questions to Ask Your Mortgage Broker

February 10, 2022

When buying a property, one of the first things you’ll do is talk to your mortgage broker. They’ll walk you through the entire buying process and will help you know what to expect. But how do you choose a mortgage broker in the first place? These are the 10 questions you should be asking of your mortgage…

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Young Australians could buy their first home much earlier than anticipated.

January 20, 2022

Buying my first home in Brisbane has given me a new perspective on the possibility of homeownership for young people in Australia. As Covid-19 takes hold once more in Australia and cities and workspaces are sent back into lockdowns albeit often self-imposed this time, I find myself reflecting. I am so extremely lucky to have…

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Relaxing lending rules- does it mean it’s going to be easier for me to get a loan?

February 9, 2021

After what has felt like a slow and steady strangulation of consumers and their ability to borrow money over the last 5 years or so. Josh Frydenberg made the unexpected announcement in September of 2020 that the Morrison Government intended to relax existing responsible lending laws. With the purpose to make it easier to access…

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Top 10 saving tips

September 14, 2020

Most people know that saving is a good thing, and know WHY they should save. The problem is that many people don’t know HOW to save. Here’s 10 steps you should take so you can get on top of your savings, and make your savings faster, easier and less stressful. 1. Understand what you get…

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How can I use my superannuation to buy a house?

September 7, 2020

Superannuation is our retirement nest egg we have which grows at an exponentially higher rate than our regular savings. However, it is inaccessible to most of us until such time as we decide to retire. For many of us, that is a good thing, we have this safety net to retire comfortably on. But the…

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