Posts by Hugh Dellit
Who Do You Listen To When It Comes To Entering The Property Market?
Who do you listen to when it comes to entering the property market? It seems like a pretty simple question, but it’s really not. It’s estimated that buying a home is the third most stressful event most people live through, right after death of a loved one and losing your job. Given that home ownership…
Read MoreBorrowers Now: Protected or Poorer?
As the fallout from the Royal Commission continues and Labor and Liberal continue to use the issue as a political football, it seems that the reason why we got into this Commission business in the first place is being lost in the noise. Labor, in particular, was desperate to be seen to be simultaneously putting…
Read More5 Common Mortgage Broker Myths
In the light of the royal commission, there’s been a lot of misinformation bandied about when it comes to mortgage brokers. Many media types, keen to just be able to get stuck into anyone they felt was topical, have been repeating some ill-informed myths about mortgage brokers, of which a few of the following down…
Read MoreThe Greatest Bank Heist in Australian History
Usually when there’s a bank heist in a movie, the exciting bit isn’t the physical act of just stealing the money. After all, muggers aren’t afforded any of the romanticism that is usually associated with a heist. The thrill is in the deception, the audacity, and the kick that comes with the bank getting the…
Read MoreComprehensive Credit Reporting: What Does it Mean for You?
When comprehensive credit reporting (or CCR) was introduced in July 2018, many people thought it was going to be a big win for the little guys, a way for individuals to wrest back power from the big banks when it came to getting a better deal. People thought that with an increase in the amount…
Read More13 Pros and Cons of Property Investment
With so much conflicting information out there, it’s hard to know what to do when it comes to investing in property. You’ll hear stories of people making millions overnight, and at the same time, hear stories of people losing millions overnight. There’s a lot of marketing hype in the property industry and you’re off best…
Read More8 Amazing Tips for First Home Buyers
Entering the housing market can seem a daunting task to those who aren’t adequately prepared. Plenty of first home buyers struggle through the process and eventually settle on a property after a lot of unnecessary stress and heartache. Thankfully, there’s several things you can do to prepare yourself to buy your first home with a…
Read More8 Tips to Help Break the Rent Cycle
Many first home buyers find it extremely difficult to save for a home deposit at the same time as renting. Check out the following 8 tips which will help you get out of the rent cycle, and into your own home sooner. Never fall behind on rent Many lenders these days will consider your rental…
Read More5 Reasons to Refinance
Refinancing your property is usually a fairly simple process for most borrowers. See the below incentives to revisiting and evaluating your current home loan against what else is available in the market. You’ve been with the same bank for a while Banks love loyalty, but not for the reasons you think. Many banks will offer…
Read MoreTop 6 Reasons to Use a Mortgage Broker
Lots of people head straight to their bank when they’re thinking of buying a home and getting approved for a home loan. Below are the top 6 reasons that those buying a home should get in touch with a mortgage broker. They know which lenders will be suitable for you: So you approach your bank…
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