SELF EMPLOYED APPLICANTS
Being self-employed greatly affects all aspects of your life, and how a lender looks at you as a self-employed applicant, is one such area. Depending on the nature of your business, being your own boss can greatly influence how easy or difficult it is for you to secure formal approval on a home loan.
We take the time to understand your business and what you’re trying to achieve when you need finance, and most importantly, know what each different bank or lender looks for when they’re assessing your business. You need to know if a certain lender shies away from the industry you work in, some lenders assess the existing debts in your business harshly, even if you’re paying yourself well and making a healthy profit. Some lenders require you to be in business longer than other. All these factors combine to mean that you need to know what you’re doing when you’re self-employed and you’re looking to purchase property.
Enter: Link Advance. When it comes to the self-employed, we know our stuff, and can guide you through a sometimes complex niche of home loan lending. Having access to over 30 lenders means that if there’s a perfect fit out there for you, we’ll find it.
To discuss your home loan options if you’re self-employed, contact us now.